Started in 1965, Medicare programs have been providing affordable medical care to seniors. Funded by the federal government, Medicare made healthcare accessible to senior citizens who found it difficult to pay for their medical expenses with their fixed post-retirement income. With a major proportion of baby boomers (people born between 1946 and 1964) turning 65, it is estimated that nearly 64 million people will enroll in Medicare by 2020.

Every year manufacturers exceed consumer expectations by releasing state-of-the-art smartphone models, creating a buzz among gadget enthusiasts. However, owning a high-end smartphone packed with extra advanced features is not every consumer’s desire. In fact, most consumers are looking for a functional model that lasts long and falls under budget. Fortunately, brands identify the no-fuss, budget-conscious consumer viewpoint, which is why you can easily find a decent selection of models under $500, that fits your needs, budget and comes with bonus add-ons as well.

Your search for the best credit cards for multiple purposes can end at Citibank’s credit card options. There is a variety of card for those looking for travel rewards, cash back, or an everyday card without an annual fee. Citibank is among the top issuers of credit cards in the nation with a wide range of cards that fulfill the needs of all types of consumers.

For many individuals, going to the college is a fulfilling experience. By the end of the graduation, most people do have their dream job at hand and most have student loan payments to make as well. Depending on the type of student loan you have opted for and your financial capability for monthly payments, you might want to consider loan refinancing.

There are numerous people who use washer and dryers for doing laundry. These sets can not only finish laundry in a short span of time but also consume less energy, utilize less water and make sure that the clothes come out clean and wrinkle-free. These sets are available in different sizes and styles.

NuWave ovens are some of the highest-rated ovens in the market right now. Lightweight, portable, durable and equipped with intuitive digital controls, these ovens are some of the best kitchen tools that can provide you with a superior cooking experience. These ovens employ three different methods of cooking food: infrared heat, convection, and conduction.