Shopping for insurance can be a daunting experience, especially if deal breakers, like a medical exam, are a part of it. Although there are certain insurers that offer guaranteed life insurance without medical underwriting, they may not be suitable for everyone. Naturally, there are a lot of things that need to be scrutinized before settling on a guaranteed life insurance plan.  Some of the key pros and cons are:

Nursing homes are a great way to care for aged family members especially when they need specialized care that cannot be given by family members at home. These facilities offer extensive care that is designed keeping each patient’s medical and emotional needs in mind. There are different kinds of care that nursing homes facilitate, including custodial care and skilled care.

A memory care facility is designed to meet the specific needs of people who are suffering from Alzheimer’s disease or dementia. Care programs include a full-time staff trained to provide specialized care. These facilities devote time and resources to serve and take care of people suffering from different stages of common memory disorders.

Aging is a natural phenomenon and the signs of aging become visible with time and are irreversible. The physical signs of aging are more prominent than the mental ones; the person starts becoming slower, their mobility becomes restricted, they face digestive issues, and wrinkles start appearing on the surface of the skin.

It is estimated that nearly 48 million people in the country have some form of hearing loss, and it is particularly prominent among older adults. About 30% of people between the age of 65 and 74 have reported difficulty in hearing. According to the National Institute of Deafness and Other Communication Disorders, this number rises to almost half in people above the age of 75.

There’s nothing more fulfilling than spending one’s golden years in their home. However, it might be unsafe to leave seniors facing health issues alone, especially if they live far away from their family. As a family member or friend, you might want to extend all the emotional and physical support to make them comfortable, but certain situations, especially the ones involving dementia or severe mobility complications demand professional care.